Identity Theft Protection: Your Rights and Procedures under the FCRA
Consumer financial well-being is important to us, which is why Array is dedicated to helping you understand your rights and take action if you believe you've been a victim of identity theft. The Fair Credit Reporting Act (FCRA) provides you with certain protections and procedures to address identity theft and inaccuracies in your credit report.
On this page, you'll find valuable information on what to do if you suspect identity theft, including steps to take to protect yourself and your finances. We've included contact information for the major credit reporting agencies and links to informational websites where you can learn more about identity theft prevention and resolution.
To report identity theft, please contact each of the Credit Report Agencies (CRAs). You will be able to place a fraud alert and security freeze with each CRA on your credit report.
Equifax
Online:
https://www.equifax.com/personal/credit-report-services/
Telephone:
+1-800-685-1111
By Mail:
Equifax Consumer Fraud Division, PO Box 740256, Atlanta, GA 30374
Experian
Online:
https://www.experian.com/fraud/center.html
Telephone:
+1-888-397-3742
By Mail:
Experian, PO Box 9554, Allen, TX 75013
TransUnion
Online:
https://www.transunion.com/fraud-alerts
Telephone:
+1-888-909-8872
By Mail:
Transunion Fraud Victims Assistance Department, PO Box 2000, Chester, PA 10916
The following websites provide additional information on your rights as a victim of identity theft:
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